Top 5 Liquid Funds

Aditya Birla Sun Life Liquid Fund Growth


The AMC

ABSLAMC or Aditya Birla Sun Life AMC is the mutual fund part of Aditya Birla Capital Limited (Ltd) which is the financial services arm of the diverse Aditya Birla Group. ABCL provides a range of investment and financial solutions to suit varied needs of the modern investor.

ABCL has a huge presence across India with Rs.3000 Billion of assets under management (AUM as of December 31st, 2019)

Aditya Birla Group is a USD 48.3 Billion multinational conglomerate with over 1,20,000 employees and operating in 36 countries across the globe. 

Investment Principles
  • Safety with higher liquidity
  • Prevent capital erosion
  • Observe investing discipline
Fund Manager

The Fund is managed by Mr. Kaustubh Gupta who is a senior fund manager at ABCLAMC with an extensive experience of 14 years. He is a qualified Chartered Accountant and CFA (Level 2)

Takeaways

This fund is for investors who are interested in:
  • Short-term liquidity convenience with reasonable returns
  • High-quality debt and liquid investment
The Fund

This is an open-ended liquid scheme with investments in high-quality debt and money market instruments. 


Axis Liquid Fund Growth


The AMC

AXIS Mutual Fund AMC is part of Axis Bank. It launched its first fund in October 2009. The AMC has grown strongly over time due to its commitment to long term wealth creation. 

The AMC has presence in over 90 cities across India and comprehensive product suite of more than 50 schemes for every investor.

Investment Principles
  • Investor first, Outside-in approach
  • Enduring Wealth creation
  • Long-term relationships
Fund Manager

The fund is managed by Mr. Devang Shah who has over 10 years of experience as a fund manager. He is B.Com, A.C.A by qualification.

Takeaways
  • Invests in Money Market Instruments
  • Highly Liquid and Low risk
  • 24/7 Insta-redemption
The Fund

The fund is an open-ended scheme and is suitable for investors interested in:-
  • Short-term regular income
  • Investment in money market instruments

L&T Liquid Fund Growth


The AMC

L&T financial services is part of the L&T group. The values and ethics of L&T group percolate in their financial services division too. 

Investment Principles
  • Generate reasonable returns
  • Safety with superior liquidity
Fund Manager

The fund is ably handled by Mr. Shriram Ramanathan who has over 23 years of experience in the financial domain. He is Chartered Financial Analyst and Post Graduate Diploma holder in Business Management from XLRI Jamshedpur with an engineering degree from Mumbai University.

Takeaways

For investors who are interested in:
  • Reasonable returns with safety 
  • Superior Liquidity over short term
  • Investments in highly liquid money market instruments
The Fund

It’s an open-ended liquid and was launched on October 03, 2006.


UTI Liquid Fund - Cash Plan Growth


The AMC

UTI asset management company ltd is the seventh largest AMC in India (for Mutual funds as of September 30, 2019)  

Investment Principles
  • Steady and Reasonable Income
  • Low Risk and High level of liquidity
  • Investment in Debt and money market instruments 
Fund Manager

Mr. Amandeep Chopra is a multiple award winning fund manager who currently helms this fund. He is a graduate from St.Stephens College, Delhi and MBA from FMS, Delhi.

Takeaways

Suitable for Investors looking for:
  • High level of liquidity for their investments
  • Systematic transfer plan to equity oriented schemes 
  • Investment for a day or short span of time
The Fund

This find is a type of overnight & liquid fund with low risk metric and no lock-in period.


ICICI Prudential Liquid Fund Growth


The AMC

ICICI Prudential Asset Management Company Ltd is a joint venture between India’s largest private sector bank, ICICI Bank and the British multinational financial services company, Prudential plc. It is one of the leading AMC’s in India providing diverse financial solutions for Investors.

Investment Principles
  • Generate reasonable returns with low risk
  • High Liquidity
Fund Manager

The fund is managed by Mr. Rahul Goswami who has 24 years of overall experience which includes 7 in fund management. 

Takeaways

Good for investors seeking:
  • Short Term savings
  • Reasonable returns with low risk 
  • High Liquidity
The Fund

It’s an open-ended liquid scheme with primary investments in money market and debt instruments.



These are our picks for top 5 liquid funds by Investica’s research and analysis team.

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